Understand home loan pre-approval, what lenders assess, and how getting pre-approved can help you plan your home purchase.
Home Finance
Welcome to our Home Finance section, where financial expertise meets practical advice to guide you through every aspect of managing and investing in your home. From navigating mortgage options and budgeting to understanding property taxes and maximizing your investment, our articles offer clear, actionable insights to help you make informed financial decisions.
Learn how to future-proof your finances with smart budgeting, savings strategies, and financial guidance to help you save confidently for the future.
Learn how equity in your home is calculated, how lenders assess it, and how you may be able to use home equity to fund your next property move
Struggling to save a deposit? Learn how the Bank of Mum and Dad works, including gifted deposits, lender criteria, and risks to consider.
Wondering how much you need to earn to afford a home? Explore income requirements, mortgage repayments, and affordability in Australia.
Saving for a house deposit doesn’t have to feel overwhelming. Discover ten practical budgeting tips to boost your home deposit savings and buy sooner.
Stamp duty is a key cost when buying a property. This guide explains first home buyer stamp duty, eligibility, and what you may need to pay in Victoria.
An interest rate cut in 2026 could improve borrowing power for Australians. Explore how RBA decisions, home loans and repayments may be affected.
Thinking about a single-income home loan? This guide explains how to save a house deposit, access first home buyer schemes, and buy a home solo.
Thinking of building? See how a house and land package can save you money with fixed prices, fewer surprises and new home incentives.
Discover how the Australian Government's low deposit schemes and affordable house and land packages make first home ownership easier.
Find out how the 5% deposit scheme works, who’s eligible, and how first home buyers can build a home sooner with the Australian government.
Learn how the Australian Government's home guarantee scheme helps first home buyers buy a home with a low deposit and achieve home ownership sooner.
Learn who is eligible for the First Home Owners Grant in Victoria, including key criteria for first home buyers building or buying a new home.
Understand the Home Guarantee Scheme, recent price changes, and how first home buyers may get into the property market sooner by borrowing.