Home Designs Under $400K

Get your dream home plan for as little as $400k


With our extensive range of stylish homes and house plans under $400k, your dream home is closer than you think. 

We pride ourselves on our vast range of personalisation options, including a variety of lot widths, interiors, modern styles, double-storey house plans, and so much more.

Our experienced team cannot wait to start working with you on your new home design and discuss your budget, specifications, the number of bedrooms, and so much more. We aren’t satisfied until you are satisfied with your final home designs, and only then will we get to work on building your new home!

Work with us

House & Land Packaging Range

Carlisle own the largest range of house and land stock on the market and offer fixed price house and land packages.

Low Cost Facade Range

In comparison to the industry the facade options and pricing range provides Carlisle Homes with a market advantage

Superior Customer Service

High care factor throughout the process from start to finish. This is reflected via industry leading build times and build quality.

Our house designs under $400k are perfect for families that want quality without breaking the bank.

Carlisle Homes was awarded 2023 HIA Australian professional major builder for several reasons. We boast a speedy build time due to our steadfast commitment to streamlining our processes and creating efficiencies at every step. We also prioritise customer satisfaction above all else. And we have a massive range of house designs to select from.

Please refer to our display homes for a deeper insight into what we can produce. Site costs may vary, so get in touch with our team for a consultation for further information.

Choose the features you and your family want, and Carlisle Homes’ team will deliver

Whether you want open plan living spaces filled with natural light, a stylish facade, a master bedroom suite or even an extended alfresco with your latest home build, Carlisle Homes is confident that you’ll find what you need.

Check out our build process to see, in finer detail, a little more about how we create our quality custom homes.

Outgrown your old home? 
Consider a knockdown rebuild.

Over 100 floorplan designs

Choose from over 100 floorplans

Looking for a designer kitchen, oversized walk-in robe, or 5-bedroom home design? With Carlisle’s meticulously designed floorplans, you can build your dream home with beautiful living spaces for your family and friends.

Premium facade range

Select your facade

Our facade design range includes premium features like timber detailing, glass balustrading and much more, at an affordable price. From contemporary style to resort feel, we have the perfect facade for your home.

Customise your home with the Spectra Showroom

Customise with Spectra

At our award-winning Spectra Selection Centre, you’ll be able to see and touch a wide range of quality products; with design consultants on hand to guide you through selecting the finishes for your home.

Build your dream home with Carlisle Homes

We build your dream home

Our build time guarantee gives you ultimate peace of mind – so you’ll know the date that you’ll be moving into your dream home.

Inspire your imagination

Amazing home building experience

We built our house with Carlisle EasyLiving and our overall experience with them has been really great. The best part was that most home designs came with all the inclusions that you would normally require to live in a house, unlike other builders. The house was complete within 3 months, without compromising on the quality of the build. If I happen to build another house, I will not look for any other builder than Carlisle.

Edgewood 23

Positive experience with a reliable builder

Our experience with Carlisle is very positive so far. The moment we stepped into their display home, we knew it was the perfect house design for us, that was also within our budget. We are thankful for the team and support assigned to us - they're very patient in answering all our questions. Overall, the team from Carlisle delivers well and we are grateful that this experience has been very good and smooth for us.

Rutherford 33

Carlisle Homes redefined perfection!

From A to Z, Carlisle took care of things for me very well. I had complete peace of mind having them build my first home & I knew I was right! The colour selection process was smooth and the sales rep was very helpful and cheerful. I received a very high class build and after-build support was great too. I'd build with Carlisle again without a doubt!

Highview 30
See what our customers have to say

Frequently asked questions

My family has a tight budget. What finance options are available to us?

Carlisle Homes believes that buying a new home is easily one of the most significant financial decisions you will ever make. As such, we believe in the importance of acquiring the right advice for your situation and offering that opportunity through our in-house construction finance specialists.

They are industry leaders in financial services and provide countless lending opportunities to new home buyers. These mortgage brokers have an unrivaled experience in the mortgage space and will help you save money on purchasing your new home.

Where can I stay up-to-date with my build as it's being constructed?

Carlisle Homes prioritises customer satisfaction above all else and has created a way for you to monitor the process of your new build step-by-step through our developed app: Carlisle Connect.

Carlisle Connect permits you access to various tools such as user guides, warranties and manuals, and you can even access your financial milestones through it! This way, you’re never left out of the loop.

How long does it take to build one of Carlisle Homes' houses for under $400k?

Generally, the average length for a new home build is between 7 and 10 months and consists of three phases: pre-site, construction, and warranty.

Pre-site is when you finalise your home design, sign contracts, and acquire loan approvals and permits (with Carlisle Homes’ assistance if you choose).

Then there’s the construction phase which lasts between 16-24 weeks. You can keep up to date with the building process through our online interactive app, Carlisle Connect. This phase ends with your new home’s keys in your hands.

Finally, the warranty phase begins. As you move into this next stage of home ownership, we put you in charge of the warranty process with the introduction of our new Home Care App. 

Our Home Care app enables you to raise any warranty requests you may have, at a time and place that suits you. Use your computer or your smart device to submit items with photos so we can guide you through the warranty process. 

There’s no need to make an appointment. No pressure to remember all your questions at once. Use the portal at any time you wish, from 14 days after handover of your new home.

What sort of inclusions does Carlisle Homes offer?

Our Inspire homes come with an extensive range of premium and luxury inclusions that can make your home uniquely yours. Inclusions enable growing families to customise their homes how they choose, splurge on European appliances, enjoy designer tapware, elegant kitchens, expansive island benches, and so much more.

Where does Carlisle Homes build its range of homes under $400k?

Carlisle Homes is proud to build affordable homes under $400k throughout Geelong and Melbourne. However, its knockdown rebuild services are limited to select suburbs in Melbourne. Check our service area map and input your postal code to determine eligibility.

What is Carlisle Homes' knockdown rebuild service?

Carlisle Homes is proud to offer its rebuild services in select suburbs in Melbourne. If you are tired of your old home or feel it no longer reflects the lifestyle you and your family want to live, you can opt to ask about our knockdown rebuild service.

Carlisle’s knockdown rebuild service essentially involves demolishing your old home and creating a new one on top of the old land to your specifications and desires. We want to make a home that fits in with the life you’ve always dreamed of living - for you and your family.

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