Your guide to the First Home Owner Grant  


What is the First Home Owner Grant?

The Australian Government’s First Home Owner Grant (FHOG) is a financial assistance scheme of up to $10,000 designed to help citizens buy and build their first homes. Carlisle Homes’ financial specialists are here to teach you everything you need to know to apply for your grant.  

Who is eligible for the First Home Owner Grant?  


Huntington Grand on display at Newhaven Estate, Tarneit

The Australian Government has a clear list of eligibility requirements for the First Home Owner Grant.  

While you should check their website or consult our specialists for an updated list, here’s what you can expect to find:

  • At least one listed applicated must be a citizen or permanent resident.
  • The home must be the principal place of residence (PPR) of at least one listed applicant.
  • None of the listed applicants must have received an FHOG before.
  • The home in question must not have been previously occupied or sold.

How to apply for the First Home Owner Grant

Applying for the FHOG isn’t a difficult process, but it is a detailed one. You can apply for it directly through the Victorian State Revenue Office or with our specialist consultants. Here’s how the application process works.  

Find out if you are eligible by completing a quick questionnaire


Step 1: Check eligibility

The Victorian SRO has provided a simple eligibility test for the FHOG. There, you’ll be able to test yourself against up-to-date criteria. If you’re ineligible for the grant, you may find that you are eligible for one of several concessions available to assist homebuyers.  

Final house plan drawings


Step 2: Gather your evidence

If you are eligible for the FHOG, you will need to provide several identification documents. These can include Australian passports, citizenship and birth certificates, driver’s licences, and Medicare cards. 

You must also provide evidence to support your relationship status, such as a marriage or divorce certificate, or statutory declaration of separation.

If you are an Australian Defense Force (ADF) veteran, you should provide evidence for additional grant considerations.

Get the keys to your new home sooner


Step 3: Complete and lodge your application

If you’re up to it, you can complete your FHOG application yourself through the Government website. However, if you’re building a new home with Carlisle Homes, you can trust our application specialists to complete and lodge your application on your behalf.  

What is the First Home Owner Grant?

The First Home Owner Grant (FHOG) is a grant of $10,000 for Australians looking to buy or build a home valued at $750,000 or less.

The Federal Government introduced the grant in 2000, although it is funded and awarded by state and territory governments, each of which has its own regulations.

How Carlisle can help

Carlisle Homes have dedicated in-house financial specialists ready to help you apply for the FHOG, and discover other financing options to turn your dream home into a reality.

All you have to do is get in touch, and we’ll happily set up a consultation, where we’ll help you to:

  • Confirm your eligibility and apply for the First Home Owner Grant
  • Analyse financial products so you can pick the right loan for you
  • Determine how much you need to borrow to finance your dream home
  • Service your loan with repayment advice

Discover how Carlisle Homes can realise your dream home

Get in touch with your Government grant specialists

Carlisle Homes’ finance team is available seven days a week. We’ll talk you through your finance options, research our house and land packages, and guide you through your first home build.

Fill out our form, and come in for a coffee and a consultation.


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