Season 2 - Episode 2

Affordable Abode: Budgets and Finances

by Carlisle Homes

Season 2 - Episode 2: Affordable Abode: Budgets and Finances

Let’s face it, no dream home becomes a reality without addressing the finances first!

To help us navigate the world of finance and budgets are Janine Armstrong, General Manager of Marketing for Carlisle Homes and Mark Polatkesen, a seasoned Mortgage Broker and Director of Mortgage Domayne.

Together, they provide a comprehensive guide to the financial considerations first home buyers need to make when considering building their first home, all while simplifying the complexities of the process. They cover everything from saving for a deposit, government incentives and schemes, the importance of loan pre-approvals, and setting a realistic budget.

Together, we discuss:

  • The financial considerations you need to make if choosing to build your first home.
  • The accessibility of deposits for first home buyers and the impact of government incentives.
  • Benefits of having parental guarantors.
  • Transparency of costs without compromising quality and lifestyle with Carlisle’s EasyLiving series.
  • House and land packages and the benefits of purchasing your
  • The benefits of early finance planning and timeline creation, including site start date.
  • Mortgage brokers and how they differ from banks.
  • Differences in home loans and the benefits of offset accounts and redraws.
  • Why it’s so important to have a supportive team behind you when buying a home.

Discover the power of knowing your numbers. Don’t miss this episode for all the financial know-how you need to turn your dream home into a reality.


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Episode Credits

Special Guests:
Janine Armstrong – GM of Marketing, Carlisle Homes

Mark Polatkesen – Director, Mortgage Domayne


Episode Notes

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This podcast is proudly brought to you by Carlisle Homes – Australia’s Most Professional Volume Builder for 2023 awarded by the Housing Industry Association. 

You can get in touch at, or follow us on InstagramFacebook or TikTok - @Carlislehomes


Everything we talk about on this podcast is general in nature and doesn’t consider your own circumstances. Please speak to a licensed financial advisor or a professional consultant for personalised information. 

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