Who is Eligible for the First Home Buyers Grant in Victoria?

The $10,000 First Home Owner Grant (FHOG) can be a major boost for first-time buyers – but how do you know if you qualify? Here’s everything you need to know, including eligibility, application steps, and how Carlisle Homes can help.

Buying your first home is a significant milestone – and one that often comes with plenty of questions. One of the biggest? Whether you’re eligible for government support to help make that first step a little easier.

In Victoria, the First Home Buyers Grant eligibility offers buyers $10,000 toward building or purchasing a brand-new home. And with Carlisle Homes’ affordable, fixed-price home designs, this grant can go further than you might think. But who qualifies, and how do you apply?

Let’s break down the basics, explore the benefits, and show you how to make the most of the opportunity – all with the support of Carlisle’s Finance Specialists at your side.

What is the First Home Owner Grant?

Those eligible for the first home buyers grant in Victoria have access to a one-time payment of $10,000 to support them building or buying a new home valued up to $750,000. In Victoria, the grant applies only to brand-new homes – making it ideal for those considering a new build in an established or up-and-coming suburb. The grant is managed by the State Revenue Office (SRO) and is designed to help more people break into the housing market.

If you’ve been wondering who is eligible for the first home buyers grant in Victoria, you’re not alone – and the answer might be more straightforward than you expect.

First home buyer grant Victoria eligibility criteria

Are you eligible?

To qualify for the FHOG in Victoria, applicants must meet the following criteria:

• Be at least 18 years old
• Be an Australian citizen or permanent resident
• Have never owned a home or received the FHOG before
• Intend to live in the home as your principal place of residence for at least 12 continuous months
• Be purchasing a brand-new home (never sold or lived in)
• Ensure the total home and land value does not exceed $750,000

Your first home buyer Victoria eligibility also depends on your ability to provide supporting documentation – such as ID, proof of citizenship/residency, and relationship status (if relevant).

We’ve created a detailed page about the First Home Buyers in Victoria Eligibility to help you better understand how this grant can get you into an affordable, inclusion-packed home, like our EasyLiving Series, sooner.

Not sure where to start? Use the official eligibility checklist on the State Revenue Office website.

Checked off your eligibility for the First Home Buyers Grant Victoria? It’s time to apply.

Applying for the grant doesn’t need to be a stressful, complicated headache. It should be a simple, supported process.

Applying for the First Home Owner Grant can be done in one of two ways:

• Directly through the Victorian State Revenue Office, or
• Via your builder or lender (Carlisle can assist with the whole application process)

Carlisle’s in-house finance team can prepare and lodge your application, confirm your first home buyer eligibility in Victoria, and even help you explore additional concessions – like stamp duty savings and federal government schemes.

We make it simple so you can focus on finding the right home.

Meet our finance specialists or explore these helpful tools:

• First home buyer calculator
• Borrowing power calculator
• Interest rate calculator
• Stamp duty calculator

First home buyer scheme Victoria eligibility: other support

While the FHOG is a great starting point, looking into other assistance options under the broader first home buyer schemes in Victoria is worth seeing if you’re eligible.

These may include:

• Stamp duty concessions
• First Home Buyer Duty Exemptions
• The Home Guarantee Scheme, which allows eligible buyers to purchase with as little as a 5% deposit

Some of these schemes have different requirements but often overlap with the first home buyers grant eligibility in Victoria. If you're not sure which ones apply to you, Carlisle’s specialist finance team can help guide you through the options.

For more, check out our blog on Relaxed rules for the First Home Buyers Scheme.

Choosing a home that qualifies – and impresses

New build homes and the FHOG

To qualify for the FHOG, the home must be brand new – not previously sold, lived in, or rented. This makes Carlisle’s EasyLiving Series a perfect match.

Each EasyLiving home is packed with premium inclusions – from Caesarstone® benchtops and designer kitchens to solar systems and energy-efficient appliances – all at a price point that suits first time home buyer affordable housing.

Affordable home designs that fit the FHOG threshold

Homes from our EasyLiving Series not only meet the Victoria first home buyers grant eligibility criteria – they go above and beyond in value, design and inclusions.

Beaumont 25 – from $288,900

This four-bedroom single-storey home includes a theatre room, zoned bedrooms, open-plan living and plenty of natural light. It’s perfect for buyers looking for space and style on a first-home budget.

Highview Grand 34 – from $416,900

A spacious double-storey option with three living areas across two levels, this home includes an open-plan kitchen and dining area that opens to the alfresco – great for entertaining or growing families.

What if you're not eligible for the FHOG?

Even if you’re not eligible for the first home buyers grant in Victoria, you may still be able to take advantage of other grants, concessions, or low-deposit home loan options.

And with Carlisle’s transparent pricing and in-house finance support, we’ll help you navigate those options confidently.

Explore how we support first home buyers at every step.

First time home buyer: how much can I afford?

This is one of the most common questions first-time buyers ask – and one of the most important. Using our calculators and speaking with our finance team gives you a clear idea of what you can afford and how to structure your loan to suit your budget.

Because ultimately, understanding your financial position helps you buy smarter, plan for everything you want in your new home – and avoid surprises later on.

The Carlisle advantage

We know that stepping into the housing market for the first time can be overwhelming – especially when you’re trying to make sense of things like the first home buyers grant Victoria eligibility.

That’s why we offer:

• Dedicated finance consultations
• Help with paperwork and grant applications
• Fixed-price contracts and no hidden costs
• A premium home design range at first-buyer-friendly prices
• A $5K deposit offer until slab stage on EasyLiving homes
• A 20-week build time guarantee

With Carlisle, you’re not just building a home – you’re building with confidence.

Take the first step

Understanding the First Home Owner Grant is the first of many steps – but it’s also one of the most powerful. The FHOG could bring your dream home thousands of dollars closer. And with Carlisle’s EasyLiving Series, that dream might be closer than you think.

Are you a first home buyer ready to explore your options? Browse the EasyLiving range today or speak to our finance team for personalised advice.