Low Deposit House And Land Packages
A low deposit house and land package makes homeownership more accessible for first-home buyers and investors alike. With as little as a $10K* deposit, you can secure a brand-new home in Melbourne, taking advantage of flexible financing options and high-quality inclusions.
View Home and Land Packages
Secure your dream home with a low deposit
Get into the property market sooner
Owning a home is now within reach with Carlisle Homes' low deposit house and land packages. With just a $5K deposit on your home, and as little as $5K* towards your land, you can take the first step towards homeownership without the lengthy saving period typically required for a larger deposit.
Our house and land packages offer a seamless and affordable way to secure a brand-new home in Melbourne’s most sought-after locations. Whether you're a first-home buyer or an investor, our low deposit options provide flexibility, security, and value, making it easier than ever to build your future.
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Contact us or call 1300 520 914 and we’ll help you find the perfect block for your brand new home!
Explore our low deposit house and land packages
Carlisle Homes makes homeownership accessible with low deposit house and land packages designed for first-home buyers and investors. With just $10K*, you can secure a modern, high-quality home in a prime Melbourne location without the financial burden of a large upfront payment. Our flexible financing options and fixed-price packages ensure you can plan with confidence while enjoying premium inclusions and expertly designed-floor plans.
Premium Inclusions
Carlisle Homes' low deposit house and land packages come with an impressive range of premium inclusions at no extra cost. Every home is built with modern living in mind, from designer kitchens with stone benchtops to stylish bathrooms and high-quality flooring throughout. Enjoy spacious layouts, energy-efficient features, and contemporary finishes that elevate your home without exceeding your budget.
Luxury Locations
Our low deposit house and land packages are available in some of Melbourne’s most sought-after communities. Whether you’re looking for a family-friendly suburb with parks and schools nearby or an up-and-coming area with strong investment potential, we offer a range of locations to suit your needs. With master-planned estates and premium amenities, you’ll find the perfect place to build your dream home.
The benefits of a low deposit house and land package
Enter the property market sooner
With a low deposit, you can secure your dream home without waiting years to save for a larger upfront payment. This helps first-home buyers and investors start building wealth sooner.
Fixed-price contracts for certainty
Carlisle's low deposit house and land packages often come with fixed-price contracts, ensuring you know exactly what you're paying from the start—no unexpected costs or hidden fees.
Affordable home ownership
Designed to make homeownership more accessible, these packages provide an affordable entry point into the market, particularly for first-home buyers looking to avoid excessive upfront costs.
Prime locations across Melbourne
Our low deposit packages are available in some of Melbourne’s fastest-growing estates, offering strong investment potential and great lifestyle amenities.
High-quality inclusions at no extra cost
Enjoy premium fixtures, designer kitchens, and energy-efficient features as standard, ensuring your home is built to the highest quality without the added price tag.
Customisation options available
Select from a range of floor plans, facades, and finishes to create a home that suits your lifestyle and future needs.
Secure your home with just $10K*
With as little as a $10,000* deposit, you can take the first step towards homeownership and move into a brand-new home sooner. Carlisle only requires a $5K deposit to lock in your build, and many developers can secure you a block with just $5K*.
Partnering with trusted builders
Carlisle Homes works with Melbourne’s most reputable developers and builders, ensuring your home is built to last with quality craftsmanship and attention to detail.
Frequently asked questions
How does a low deposit house and land package work?
A low deposit house and land package allows you to secure a new home with a minimal upfront payment; $5K paid to Carlisle to secure your build, and as low as $5K to the land developer to hold your lot. This makes homeownership more accessible for first-home buyers and investors. With our EasyLiving series, you can choose from affordable home designs that maximise value and modern living.
Am I eligible for a low deposit home loan?
Eligibility for a low deposit home loan depends on your financial situation, credit history, and lender requirements. Many first-home buyers may qualify for government grants and incentives to assist with their purchase.
Can I choose my own home design with a low deposit package?
Yes! Our low deposit house and land packages offer a range of modern home designs, including options from our EasyLiving series, ensuring you get the perfect home for your needs and budget. These homes are designed for first-home buyers, downsizers, and investors looking for stylish and cost-effective solutions.
What are the benefits of a low deposit package for first-home buyers?
Low deposit packages allow those who are buying their first home to enter the property market sooner, take advantage of fixed pricing, and potentially access grants like the First Home Owner Grant (FHOG) and stamp duty concessions.
How does financing work for a low deposit house and land package?
We can connect you with trusted finance experts who specialise in low deposit home loans, helping you navigate your borrowing capacity and secure the best loan for your circumstances. Many buyers choose an EasyLiving home because it aligns with low deposit financing options while still providing a high-quality, well-designed home.
Ready to put down a 5K deposit?
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*Pricing based on Developer supplied engineering plans & Plan of Subdivision; Carlisle standard floor plan with preferred siting (without alterations), Carlisle's recommended Building Surveyor & residential zoning at the package date. A site cost refund may be applicable to clients (to be deducted from the Slab Claim) for unused piering, screw piles or deepened edge beams who provide a Lvl 1 Compaction report, (only if accepted by Carlisle's Engineers). Confirm land prices and availability prior to purchase. Community Infrastructure Levy & Asset Protection not included in pricing & to be arranged directly by client with developer, (where applicable). Subject to developer & council approval. Package Price does not include any costs associated with Developer's Corner Façade treatment requirements (which will be priced by Carlisle Homes by way of Post Contract Variation), stamp duty, government, legal or bank charges. Alterations made may incur additional charges. Carlisle reserves the right to withdraw or amend pricing, inclusions and promo without notice.
*The “Only $5K Deposit until slab” offer means customers will pay only $2,000 as an initial deposit, with a further $3,000 deposit due at the Tender Signing Appointment. At the completion of the base stage (as defined in the HIA New Homes Building Contract), the balance of the 5% deposit and the base stage amount will be payable. Limited to customers who proceed with finance with Carlisle preferred mortgage/finance partners Mortgage Domayne. Available for Greenfield sites only. Any request by the owner to terminate the arrangement after contract signing will be determined by Carlisle Homes in its sole discretion. Should Carlisle Homes accept a requested termination, Carlisle Homes is entitled to a reasonable price for the work performed, including but not limited to third party and administration costs, plus consequential losses including loss of profits. Promotion applies to new quotes and initial deposits on Carlisle’s EasyLiving homes from 6 January 2024, and is not available in conjunction with any other offers. Images are for illustrative purposes only and may depict upgrade options available. Carlisle reserves the right to withdraw or change pricing, inclusions or promotion without notice. Speak to a Sales Consultant for further details or visit carlislehomes.com.au/disclaimer. Registered Building Practitioner CDB-U 50143.